Windfall

The Piggy Bank That Throws a Party Every Month!

Save your money. Never lose a penny. And every month… somebody wins prizes. Maybe YOU!

The Whole Idea, Super Fast

You know how a piggy bank keeps your money safe? Windfall is a piggy bank that ALSO gives out prizes.

Here's the trick: when lots of people put their money together in one giant piggy bank, the bank pays a little thank-you money for keeping it there. Grown-ups call it interest. We call it sparkle money. ✨

Most banks give each person their own tiny bit of sparkle money — so tiny you'd hardly notice. Windfall does something way more fun: everyone's sparkle money goes into one big prize pot, and every month a super-fair robot picks winners!

How It Works

1

Put your money in

Your dollars go into the giant piggy bank. They are YOUR dollars. Forever. You can take them out any time you want — even tomorrow.

2

Your money takes a nap

While it sleeps, it's tucked into the safest blanket there is — loans to the government of the United States, the same place grown-ups keep their most careful money.

3

Sparkle money fills the prize pot

The thank-you money from all those sleeping dollars piles up into one big shiny pot. Nobody's own money ever goes into the pot. Only the sparkle.

4

Party time! 🎉

Once a month, a fair robot rolls magic dice that nobody — not even us — can trick. Lots of people win small prizes, and one lucky saver wins the GIANT one.

You Can NEVER Lose Your Money

This is the most important rule. It's why Windfall is a piggy bank and not a lottery ticket.

A lottery ticket eats your money if you don't win. Chomp. Gone. With Windfall, if you don't win this month, your money just waves at you and says: "Still here! See you next month!"

Win or lose, every dollar you saved is still yours. The only thing you're "spending" is the tiny sparkle your money would have earned — and you're trading it for a chance at the big pot.

Every Dollar Is a Ticket 🎟️

Each dollar you keep in the piggy bank gives you one raffle ticket for the monthly party. More saving = more tickets = better chances.

Sneaky-proof: tickets grow with TIME, too. Someone who stuffs money in the night before the party gets almost no tickets. Saving all month long is what counts. Slow and steady wins the race!

25 tickets in every monthly draw — and your $25 stays yours!

Pinky-Promise Power 🤝

If you promise to leave your money in longer, Windfall gives you extra tickets!

Promise to wait 6 months? Every dollar counts as 1½ tickets. Promise a whole year? Every dollar counts as 2 tickets — double chances!

Why? Because the best savers are the patient ones. The promise just means you can't take that money out until the time is up — like putting it in a treasure chest with a timer.

Team Up With Friends 🍕

You and your friends (or your whole family) can save together in a team piggy bank. All your tickets get glued together into one MEGA pile, so the team has a way better chance of winning.

If the team wins, the prize gets split fairly — like a pizza. If you put in more slices of savings, you get more slices of prize. And everyone can still take their own money back out whenever they're allowed to.

Families all over the world already save in circles like this — Windfall just gives the circle a robot, a prize pot, and a party.

Try the Fair Robot! 🤖🎲

Here are four savers. More tickets = better chances, but ANYONE can win. Press the button and watch the robot pick — then notice the most important part: nobody loses anything.

Who will it be this month?

Stuff Even Grown-Ups Should Know 🧐

Being honest is part of being fair, so here's the small print in big letters:

Saving Money Should Feel Like a Party 🎈

Billions of people around the world have never had a piggy bank that was safe, fun, AND fair. Windfall wants to be the first one they ever love.

This page explains an early product idea in kid-friendly words. It isn't financial advice, and grown-up decisions about money should use the grown-up documents.